Enhancing Our Community
With Affordable Housing



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Owner Occupied Rehabilitation

How does Our Program Work?

The Housing Rehabilitation Assistance Program is designed to help low-income homeowners in the City of Cape Coral. To apply you must meet the following requirements:

  • Be a resident of the City of Cape Coral.
  • You must be determined income eligible. Proof of income is required.
  • Your property taxes and mortgage payments must be current.
  • You must agree to sign a lien that secures the amount of repairs . The lien is forgiven after 10 years as long as the home remains your primary residence.
  • No payments or interest due. Application fee is due when application is received.
  • Emergency assistance available to correct life, safety and health threatening situations.
  • Eligible repairs include roofing, heating and air-conditioning, electrical, septic systems, plumbing and wheelchair accessibility.

Income Guidelines:

Who do we help?

The program goal is to preserve home-ownership for low-income persons, prevent blight and slums in our neighborhoods and provide safe and decent affordable housing. We can help.

Low Income Families & Individuals.

The housing rehab program helps only low income persons. Housing repairs cover all major home systems and correct safety issues.

Persons with Disabilities and Special Needs.

Eligible repairs include improvements that remove barriers and improve mobility and access to the home. Ramps, grab bars, and bathroom modifications and retrofitting are eligible for assistance.


The housing rehab program works with City officials to correct code violations for low-income residents. Our agency will contact officials to let them know you are working to correct the problem. Persons are assisted in the order in which they apply.

Emergency situations which may potentially threaten life and safety may be assisted immediately after being determined eligible.
Tel: (239) 471-0922
Fax (239) 471-0915

Homebuyer Program

We offer a variety of programs to assist income qualified families to achieve their dream of homeownership.

Owner Occupied Rehabilitation

We offer Owner Occupied Rehabilitation to very-low and low income individuals in need of repairs. The typical repairs are health and safety issues. Read More >

Homebuyer Workshop

We offer HUD approved Homebuyer Workshops in English and Spanish. The curriculum covers Pre-purchase through Post –purchase. Clients need to call the office to reserve a spot for the class.